Capital Preservation Solutions

Capital preservation funds are schemes which aim to preserve your principal while offering potentially high returns, through dynamic allocation. The dynamic asset allocation is aimed at providing higher returns through participation in Equities, while aiming to protect downside risk of capital through participation in Income/Money Market instruments.

Capital Preservation Solutions

Meezan Capital Preservation Plan - VIII

Meezan Capital Preservation Plan –VIII (MCPP-VIII), is another plan based on the Meezan Strategic Allocation Fund II (MSAF-II). Based on CPPI investment strategy, MCPP-VIII will enable investors to benefit from potentially high returns of a rising stock market while preserving your capital in a sliding market by investing in sovereign income or money market funds.

This is the eighth in series of Islamic capital preservation plans in Pakistan adding a new dimension to address investor’s need for capital preservation.

Investment Objective & Philosophy

The objective of Meezan Capital Preservation Plan-VIII (MCPP-VIII) is to earn a potentially high return through dynamic asset allocation between Shariah Compliant Equities and Shariah Compliant sovereign income or money market based collective investment schemes (CIS), while providing capital preservation upon initial maturity of the allocation plan.

The investment objective of the plan shall be achieved through the Constant Proportion Portfolio Insurance (CPPI) methodology.

Key Benefits

  • Principal preservation of initial investment amount.
  • Strategy reflective of investor’s risk appetite as market conditions change.
  • Initial duration of 2.5 years from the close of subscription.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 29 years, and under the supervision of a reputable shariah advisor, Dr. Muhammad Imran Ashraf Usmani.
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This product is suitable for investors who are seeking*:

  • Attractive returns through equity participation along with principal preservation.
  • An effective strategy to reduce risk through CPPI.
  • Shariah complaint investment and Halal profit
Medium - High Risk

Risk Profile/Risk of Principal Erosion: Plan Specific (Medium to High)

*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Our Past Track Record In Capital Preservation Funds/Plans That Have Matured Are As Follows:

Product Launch Date Maturity Date Cumulative Return (%) Cumulative Benchmark Return (%) Annualized Return (%) Benchmark Annualized Return (%)
Meezan Capital Preservation Fund – III* 31 Jan, 2014 28 Jan, 2016 17.89 14.21 8.61 6.90
Meezan Capital Preservation Fund – II* 28 Jun, 2014 27 Dec, 2016 33.98 26.11 12.41 9.72
Meezan Capital Preservation Plan – I** 01 Sep, 2014 27 Oct, 2016 26.46 19.35 11.50 8.55
Meezan Capital Preservation Plan – II** 16 Dec, 2014 24 Mar, 2017 20.52 20.17 8.57 8.43

The performance data has been computed NAV to NAV with dividend reinvested and does not include the cost incurred directly by an investor in the form of sales load etc. Categorization: Allocation Plan under Meezan Strategic Allocation Fund II (MSAF-II). *Shariah Compliant Fund of Funds Scheme **Allocation Plan under Meezan Financial Planning Fund of Funds

Al Meezan has successfully preserved your capital in these investment products, but have provided you a return higher than the benchmark in all four previous funds/plans.

Manage Investment At Your Fingertips!

  • Get Account Balance: SMS BAL (Portfolio ID) to ‘6655’
  • Daily NAV Prices : SMS NAV to ‘6655’
  • Investment Advisor Help : SMS ‘Invest’ to ‘6655’
*The return on investment is not fixed and is subject to market risks. If you want to evaluate fund performance, you may refer to the Latest Fund Manager Report. Click here