Al Meezan Investments

Investment Plans

As an individual, you may have many dreams including children’s education, a dream wedding for your beloved child, your spiritual journey to perform Hajj or a dream home for your family. We also offer an opportunity to support the philanthropic healthcare in Pakistan.

At Al Meezan, we take care of your life goals by offering a variety of investment plans to secure your family’s future and turn your dreams into reality. You can select the plan that best matches your requirement.

Meezan Strategic Allocation Plan-I

Meezan Strategic Allocation Plan-I (MSAP-I) is the first plan based on newly launched Fund of Funds Scheme, Meezan Strategic Allocation Fund (MSAF). The plan has an initial term of two years and will use active asset allocation strategy for providing competitive returns on your investment. The plan is open for subscription till December 02, 2016.

Investment Objective & Philosophy

The objective of Meezan Strategic Allocation Plan – I (MSAP-I) is to actively allocate its portfolio between the equity schemes and fixed income/money market schemes based on the macroeconomic outlook on such asset classes.

Key Benefits

  • Meezan Strategic Allocation Plan –I (MSAP-I) allows up to 100 % equity participation based on Fund managers outlook on the market
  • Strategy reflective of investor’s risk appetite as market conditions change
  • Actively managed by experienced Fund Managers
  • A means of diversification for investment portfolios
  • Initial duration of 2 years from the close of subscription
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank headed by Justice (Retd.) Mufti Muhammad Taqi Usmani.

This product is suitable for investors who are seeking*:

  • Active Allocation between Equity and Money Market
  • Shariah complaint investment and Halal profit
  • Risk controlled strategy

Risk and return potential: Medium
*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Strategic Allocation Plan-II

Meezan Strategic Allocation Plan-II (MSAP-II) is the second plan based on newly launched Fund of Funds Scheme, Meezan Strategic Allocation Fund (MSAF). The plan has an initial term of two years and will use active asset allocation strategy for providing competitive returns on your investment.

Investment Objective & Philosophy

The objective of Meezan Strategic Allocation Plan – II (MSAP-II) is to actively allocate its portfolio between Shariah compliant equity schemes and Shariah compliant fixed income/money market schemes based on the macroeconomic outlook on such asset classes.

Key Benefits

  • Meezan Strategic Allocation Plan –II (MSAP-II) allows up to 100 % equity participation based on Fund managers outlook on the market
  • Strategy reflective of investor’s risk appetite as market conditions change
  • Actively managed by experienced Fund Managers
  • Initial duration of 2 years from the close of subscription
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank headed by Justice (Retd.) Mufti Muhammad Taqi Usmani.

This product is suitable for investors who are seeking*:

  • Active Allocation between Equity and Money Market
  • Shariah complaint investment and Halal profit
  • Risk controlled strategy

Risk and return potential: Medium
*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Strategic Allocation Plan-III

Meezan Strategic Allocation Plan-III (MSAP-III) is the third plan based on newly launched Fund of Funds Scheme, Meezan Strategic Allocation Fund (MSAF). The plan has an initial term of two years and will use active asset allocation strategy for providing competitive returns on your investment.

Investment Objective & Philosophy

The objective of Meezan Strategic Allocation Plan – III (MSAP-III) is to actively allocate its portfolio between Shariah compliant equity schemes and Shariah compliant fixed income/money market schemes based on the macroeconomic outlook on such asset classes.

Key Benefits

  • Meezan Strategic Allocation Plan –III (MSAP-III) allows up to 100 % equity participation based on Fund managers outlook on the market.
  • Strategy reflective of investor’s risk appetite as market conditions change.
  • Actively managed by experienced Fund Managers.
  • Initial duration of 2 years from the close of subscription.
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank.

This product is suitable for investors who are seeking*:

  • Active Allocation between Equity and Money Market
  • Shariah complaint investment and Halal profit
  • Risk controlled strategy

Risk and return potential: Medium
*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Strategic Allocation Plan-IV

Meezan Strategic Allocation Plan-IV (MSAP-IV) is the fourth plan based on Fund of Funds Scheme, Meezan Strategic Allocation Fund (MSAF). The plan has an initial term of two years and will use active asset allocation strategy for providing competitive returns on your investment.

Investment Objective & Philosophy

The objective of Meezan Strategic Allocation Plan – IV (MSAP-IV) is to actively allocate its portfolio between Shariah compliant equity schemes and Shariah compliant fixed income/money market schemes based on the macroeconomic outlook on such asset classes.

Key Benefits

  • Meezan Strategic Allocation Plan –IV (MSAP-IV) allows maximum possible equity participation based on Fund managers outlook on the market.
  • Strategy reflective of investor’s risk appetite as market conditions change.
  • Actively managed by experienced Fund Managers.
  • Initial duration of 2 years from the close of subscription .
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank.

This product is suitable for investors who are seeking*:

  • Active Allocation between Equity and Money Market
  • Shariah complaint investment and Halal profit
  • Risk controlled strategy

Risk and return potential: Medium
*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Strategic Allocation Plan-V

Meezan Strategic Allocation Plan-V (MSAP-V) is the fifth plan based on Fund of Funds Scheme, Meezan Strategic Allocation Fund (MSAF). The plan has an initial term of two years and will use active asset allocation strategy for providing competitive returns on your investment.

Investment Objective & Philosophy

The objective of Meezan Strategic Allocation Plan – V (MSAP-V) is to actively allocate its portfolio between Shariah compliant equity schemes and Shariah compliant fixed income/money market schemes based on the macroeconomic outlook on such asset classes.

Key Benefits

  • Meezan Strategic Allocation Plan –V (MSAP-V) allows maximum possible equity participation based on Fund managers outlook on the market.
  • Strategy reflective of investor’s risk appetite as market conditions change.
  • Actively managed by experienced Fund Managers.
  • Initial duration of 2 years from the close of subscription.
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank.

This product is suitable for investors who are seeking*:

  • Active Allocation between Equity and Money Market
  • Shariah complaint investment and Halal profit
  • Risk controlled strategy

Risk and return potential: Medium
*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Savings Plan

Meezan Savings Plans are based on existing Meezan Financial Planning Fund of Fund. This is a perfect planning tool for your financial objectives in a systematic manner. With ease of regular investments and choice of allocation in accordance to your risk appetite, you also get the coverage of Takaful * for the security of your goals.

Investment Objective & Philosophy

The objective of the savings plans is to facilitate an investor in accumulating a lump sum amount for a final objective (like performing Hajj, buying a house, paying for children’s education and their marriages etc.) through regular contributions. Meezan Savings Plan of MFPF enables you to systematically save in order to achieve the desired future goals per your risk appetite.

We are currently offering four savings plans as following:

  • Home Builder Plan
  • Hajj Savings Plan
  • Wedding Savings Plan
  • Education Savings Plan

Key Benefits

  • Ensure the necessary funds for a long term financial goal
  • Have higher growth potential on your investment amount by
  • Power of Compounding
  • Rupee Cost Averaging
  • Get Takaful protection on your investment which provides you/nominee a financial cover against the uncertainty of life/premature disability of principal investor
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank headed by Justice (Retd.) Mufti Muhammad Taqi Usmani.

This product is suitable for investors who are seeking**:

  • To achieve certain financial objectives over medium to long-term

**Investors are encouraged to consult their Investment advisors prior to investing in the product.

Note:

  • For a comprehensive set of terms and conditions all investors are strongly encouraged to read the Constitutive Documents prior to investing.
  • For Takaful Coverage *, the management Company’s role is that of a corporate Takaful agent. Takaful services provider as principal is responsible for all liabilities under the terms of the policy
  • The Management Company may discontinue the Plan, if the Management Company in consultation with the Trustee is of the view that the terms and conditions of the Plan are not viable for the Investors. In such a case, Unit Holders may either remain invested in MFPF or redeem their Units without any back end load.
  • Takaful premium shall be paid at the beginning of each month based on previous 2 months average balance amount (cut-off basis) of investor’s account

*Takaful contributions are deducted from investor’s investment account maintained with Al Meezan and submitted to the Takaful operator at periodic frequency. Takaful is subject to underwriting. The AMC will not be responsible or liable for maintain services levels and /or any delay in processing claims arising out of this facility. The Management Company, the trustee and the underlying fund shall not be held liable for honoring any Takaful claims .Takaful premium details are as following:

Age-band Rate per 1,000 of Takaful Sum
18-25 0.56
26-30 0.80
31-35 1.11
36-40 1.59
41-45 2.45
46-50 4.38
51-55 9.98

Takaful shall be charged on the basis of ‘Age-based rates’ as given in the table below. The rate to be applied will depend on the age of the Investor contributing in the scheme.

Meezan Asset Allocation Plan-I

Meezan Asset Allocation Plan-I (MAAP-I), is an investment plan based on the existing Meezan Financial Planning Fund of Fund (MFPF). Based on the Fund Manager’s outlook on asset classes, the allocation plan will actively allocate its portfolio between the Equity Schemes and Fixed Income/Money Market Schemes.

Investment Objective & Philosophy

The objective of MAAP-I is to earn a potentially high return through asset allocation between Shariah Compliant Equity Schemes and Shariah Compliant Income/Money Market Schemes.

Key Benefits

  • Meezan Asset Allocation Plan –I (MAAP-I) allows up to 100 % equity participation based on Fund managers outlook on the market
  • Ease of choosing one fund instead of multiple investments
  • Initial duration of 2 years from the close of subscription
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank headed by Justice (Retd.) Mufti Muhammad Taqi Usmani.

This product is suitable for investors who are seeking*:

  • To allocate funds to both risky and non-risky assets for an initial term of 2 years
  • An opportunity for long-term capital appreciation through broad mix of asset classes encompassing Shariah compliant equity, fixed income & money market instruments.

Risk and return potential Low – Medium

*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Indus Hospital Support Plan – MIHSP

Meezan Indus Hospital Support Plan is Pakistan’s first Shariah compliant co-branded administrative plan, managed by Al Meezan to enhance the donation and investment experience for donors and investors alike.

Meezan Indus Hospital Support Plan (MIHSP) is structured by Al Meezan for the benefit of Indus Hospital. It is launched under Meezan Financial Planning Fund of Fund (MFPF) as an open end Shariah compliant Fund of Fund Scheme.

This is a Corporate Social Responsibility (CSR) initiative to support the philanthropic health care program for the underprivileged segment of society, totally free of cost.

Investment Objective & Philosophy

The objective of MIHSP is to facilitate

  • The investors with a unique means of donating their funds with various options related to their investment and profits, if any.
  • The Indus Hospital with a new avenue for mobilization of its donation proceeds and investing the same with the ultimate objective of meeting its growth and operational needs.

Key Benefits

  • Meezan Indus Hospital Support Plan- MIHSP is Pakistan’s first Shariah compliant co-branded product launched as a CSR initiative to benefit the underprivileged segment of society
  • A convenient tool for paying your Zakat/Donation to The Indus Hospital
  • Options of allocation of Zakat/Donation amount
  • Deduction in Taxable income in case of Zakat (as per Sections 9 and 60 of the Income Tax Ordinance, 2001)
  • Tax Credit up to 30 % for individual and up to 20% for corporate in case of Donation (as per Section 61 of the Income Tax Ordinance, 2001) **
  • Choice of allocation of investments amount as per risk appetite of the donor

This product is suitable for investors who are seeking*:

  • Individual or organizations who intend to pay their Zakat and Donation conveniently
  • Investors whose money is lying idle in current account of banks earning no profit or invested in savings account earning very low investment income
  • Individuals who intend to create an endowment fund to support charity while retaining title of their funds
  • Individual or Organizations who have idle funds for long term targets can invest in this plan and chose to set aside a particular portion of profit earned through this product to Zakat/Donation in favor of The Indus Hospital

Risk and return potential: As per the allocation scheme

*Investors are encouraged to consult their Investment advisors prior to investing in the product.

**In order to avail any tax benefit on the donations as per applicable income tax laws, please consult your tax advisor independently. Al Meezan Investment Management Limited doesn’t take any responsibility in this regard.

Meezan Asset Allocation Plan-II

Meezan Asset Allocation Plan-II (MAAP-II), is an investment plan based on the existing Meezan Financial Planning Fund of Fund (MFPF). Based on the Fund Manager’s outlook on asset classes, the allocation plan will actively allocate its portfolio between the Equity Schemes and Fixed Income/Money Market Schemes.

Investment Objective & Philosophy

The objective of MAAP-II is to earn a potentially high return through asset allocation between Shariah Compliant Equity Schemes and Shariah Compliant Income/Money Market Schemes.

Key Benefits

  • Meezan Asset Allocation Plan –II (MAAP-II) allows up to 100 % equity participation based on Fund managers outlook on the market
  • Ease of choosing one fund instead of multiple investments
  • Initial duration of 2 years from the close of subscription
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed under the supervision of the Shariah Supervisory Board of Meezan Bank headed by Justice (Retd.) Mufti Muhammad Taqi Usmani.

This product is suitable for investors who are seeking*:

  • To allocate funds to both risky and non-risky assets for an initial term of 2 years
  • An opportunity for long-term capital appreciation through broad mix of asset classes encompassing Shariah compliant equity, fixed income & money market instruments.

Risk and return potential Low- Medium

*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Asset Allocation Plan-III

Meezan Asset Allocation Plan-III (MAAP-III), is an investment plan based on the existing Meezan Financial Planning Fund of Fund (MFPF). Based on the Fund Manager’s outlook on asset classes, the allocation plan will actively allocate its portfolio between the Equity Schemes and Fixed Income/Money Market Schemes.

Investment Objective & Philosophy

The objective of MAAP-III is to earn a potentially high return through asset allocation between Shariah Compliant Equity Schemes and Shariah Compliant Income/Money Market Schemes.

Key Benefits

  • Meezan Asset Allocation Plan –III (MAAP-III) allows up to 100 % equity participation based on Fund managers outlook on the market
  • Ease of choosing one fund instead of multiple investments
  • Initial duration of 2 years from the close of subscription
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank headed by Justice (Retd.) Mufti Muhammad Taqi Usmani.

This product is suitable for investors who are seeking*:

  • To allocate funds to both risky and non-risky assets for an initial term of 2 years
  • An opportunity for long-term capital appreciation through broad mix of asset classes encompassing Shariah compliant equity, fixed income & money market instruments.

Risk and return potential Low- Medium

*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Meezan Asset Allocation Plan-IV

Meezan Asset Allocation Plan-IV (MAAP-IV) is an investment plan based on the existing Meezan Financial Planning Fund of Fund (MFPF). Based on the Fund Manager’s outlook on asset classes, the allocation plan will actively allocate its portfolio between the Equity Schemes and Fixed Income/Money Market Schemes.

Investment Objective & Philosophy

The objective of MAAP-IV is to earn a potentially high return through asset allocation between Shariah Compliant Equity Schemes and Shariah Compliant Income/Money Market Schemes.

Key Benefits

  • MAAP-IV allows up to 100 % equity participation based on Fund managers outlook on the market
  • Ease of choosing one fund instead of multiple investments
  • Initial duration of 2 years from the close of subscription
  • Avail Tax Rebate on your investments as per Section 62 of ITO.
  • Managed by the only Shariah compliant Asset Management Company in Pakistan with a solid track record of over 20 years, and under the supervision of the Shariah Supervisory Board of Meezan Bank headed by Justice (Retd.) Mufti Muhammad Taqi Usmani.

This Product Is Suitable For Investors Who Are Seeking*:

  • To allocate funds to both risky and non-risky assets for an initial term of 2 years
  • An opportunity for long-term capital appreciation through broad mix of asset classes encompassing Shariah compliant equity, fixed income & money market instruments.

Risk and return potential Low- Medium

*Investors are encouraged to consult their Investment advisors prior to investing in the product.

Manage Investment at your fingertips!

  • Get account balance: SMS BAL (Portfolio ID) to ‘6655’
  • Daily NAV prices : SMS NAV to ‘6655’
  • Investment Advisor help : SMS ‘INVEST’ to ‘6655’

*The return on investment is not fixed and is subject to market risks. If you want to evaluate fund performance, you may refer to the Latest Fund Manager Report. Click here