Solutions That Fit Your Needs

Al Meezan offers a range of investment Funds and products designed to help our clients achieve their investment goals.

Our Relationship Managers can help you choose the investment products and services that fit your needs. They can determine your investment profile and tailor a plan based on your comfort with risk and timeframe, in order to help you achieve your goals.

Are you saving for a comfortable Retirement?

Al Meezan offers you a Retirement Plan- Meezan Tahaffuz Pension Fund (MTPF) which will help you plan for retirement with financial freedom. For Details Click Here

Are you saving for long term wealth creation?

If you are a young professional at the beginning of your career, you may seek long term wealth creation. Our equity funds with an investment horizon of at least 3-5 years will help you to achieve your goals.

You can consider following options:

• Meezan Islamic Fund (MIF) is suitable if you are looking for capital appreciation and long term wealth creation. For Details Click Here
• Meezan Balanced Fund (MBF) is also a good investment avenue which offers the best of both worlds, a hybrid of fixed income securities and equities. For Details Click Here

Do You Need Regular Income?

If you are looking for a regular income for some recurring expenses we have a perfect solution in the form of Meezan Mahana Kharch Account, an administrative plan based on the Income/Money Market funds. For Details Click Here

Are you saving for Other Financial Objectives?

Meezan Savings Plans provide you an opportunity to save for Home, Hajj, Education and Marriage. For Details Click Here

The following table features Al Meezan’s investment solutions which will help you get a better idea of Funds which might help you achieve your investment goals, with due consideration to your risk profile.

Fund	Investment Horizon	Investment Objective	Invests In	Risk Profile/Risk of Principal Erosion
	At least 3 years or more	Aims to maximize total returns by investing in Shariah Compliant equities focusing on both capital Gains and dividend income.	Listed Shariah compliant equity securities	High
	At least 3 years or more	Aims to maximize total returns by investing in Shariah Compliant equities focusing on both capital Gains and dividend income, through prudent investment management.	Listed Shariah compliant equity securities	High
	At least 3 years or more	Aims to provide investors an opportunity to track the performance of the KSE-Meezan Index 30 (KMI 30) by investing in companies of the Index in proportion to their weightages	Listed Shariah compliant equity securities constituting the KMI- 30 Index.	High
	At least 2 years	Aims to generate long term capital appreciation as well as regular income by creating a balanced portfolio that is invested both in high quality Shariah Compliant equity securities and Islamic Income Instruments	Shariah compliant Equity securities and Islamic Income Instruments such as TFCs, COIs, Certicates of Musharika, Islamic Sukuk, Ready-future hedges, and other Shariah compliant instruments.	Medium
	At least 2 years	To provide investors with a high and stable rate of current income consistent with long term preservation of capital. A secondary objective is to take advantage of opportunities to realize capital appreciation.	Shariah complaint fixed income instrument	Medium
	At least 1 year	To seek maximum possible preservation of capital and a reasonable rate of return	Shariah compliant money market and debt securities.	Very Low
	–	Aims to meet liquidity needs of investors by providing investors a daily payout through investment in Shariah compliant money market instruments.	Shariah compliant money market instruments.	Very Low
	At least 1 year	To seek maximum possible preservation of capital and a reasonable rate of return	Shariah compliant government securities	Low
	At least 1 year	The “Meezan Daily Income Plan (MDIP-I)” is an Allocation Plan under “Meezan Daily Income Fund (MDIF)” with an objective to provide investors with a competitive rate of return, together with daily payout, through investment in Shariah Compliant Fixed Income Instruments.	Shariah Compliant Fixed Income Instruments	Moderate
	Varies as per risk profile	To generate returns on Investment as per respective allocation plans	Shariah Compliant Fixed Income and Equity Mutual Funds in line with the risk tolerance of the Investor.	Moderate and Conservative Allocation Plan: Medium Aggressive Allocation Plan and MAAP-I: High
	At least 3 years or more	To provide maximum exposure to prices of Gold in a Shariah Compliant manner, by investing significant portion of the Fund’s net assets in deliverable gold based contracts available on Pakistan Mercantile Exchange (PMEX).	Deliverable gold based contracts available at a Commodity Exchange (PMEX),	High
	Till anticipated retirement, which could be in 20-25 years, depending on individual circumstances.	To provide participants a regular Halal stream of income after retirement when they can no longer earn regular income to support their living so that they are not dependent on other members of the society.	Shariah Compliant Fixed Income, Money Market and Equity Mutual Funds in line with the risk tolerance of the Investor.	Investor Dependent
	–	To provide Fund of Funds scheme a dedicated equity platform to seek long term capital appreciation	Listed Shariah compliant equity securities	High
	–	To seek long term capital appreciation through investments in Shariah compliant equity stocks, primarily from the energy sector / segment / industry, as defined in the constitutive documents	Shariah compliant equity stocks	High
	–	To earn a potentially high return through asset allocation between Shariah Compliant Equity Instruments, Shariah Compliant Fixed Income Instruments, Shariah Compliant Money Market Instruments and any other Shariah Compliant instrument as permitted by the SECP and Shariah Advisor	Shariah compliant Equity, Fixed Income, Money Market instruments	High
	At least 3 years or more	Meezan Pakistan Exchange Traded Fund is a Shariah-compliant Exchange Traded Fund that aims to provide investors an opportunity to track the performance of Meezan Pakistan Index that has been constituted and is maintained by Al Meezan, and comprises Shariah-compliant equity securities selected with high consideration towards market capitalization and traded Value.	The Index will consist of selected liquid stocks in accordance with KMI-30 index	High
	At least 1 Year	The “Meezan Paaidaar Munafa Plan-I “(MPMP-I)” is an allocation plan under “Meezan Fixed Term Fund” with an objective to provide investors with a competitive rate of return, for fixed tenure by investing primarily in Shariah Compliant TDRs and money market placements/ Instruments for a specific duration.	Shariah Compliant TDRs and money market placements/ Instruments for a specific duration.	Very Low
	At least 1 Year	The “Meezan Paaidaar Munafa Plan-II “(MPMP-II)” is an allocation plan under “Meezan Fixed Term Fund” with an objective to provide investors with a competitive rate of return, for fixed tenure by investing primarily in Shariah Compliant TDRs and money market placements/ Instruments for a specific duration.	Shariah Compliant TDRs and money market placements/ Instruments for a specific duration.	Very Low

Note: You are advised to go through the offering document of the selected fund to understand the investment objective and policy in detail. Click Here

Please note that past performance is not indicative of future results and investments in mutual funds are subject to market risks.